What is Electronic Equiqment
It is a policy that provides coverage for your computers and other electronic equipment, whether the items are at work or at rest or being dismantled for the purposes of cleaning, overhauling or being shifted within the premises. Insurance coverage can also be extended to cover external data media and increased cost of working.
Product information
Plan overview
- Coverage
- All Risk subject to exclusion
- Plan Term
- Annual Renewal
The benefit(s) payable under eligible policy is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact TMIM or PIDM (visit www.pidm.gov.my).
Why Electronic
Equipment
Benefits at a glance.
Varied options for your needs
This “accident” insurance policy covers losses to items that are due to sudden and unforeseen causes.
The policy comprises as follows:
- Section 1: Material damage
- Section 2: External data media (Optional)
- Section 3: Increased cost of working (Optional)
Key coverage
Here is an overview of your coverage
Damage-related benefits
- Material damage
Covers all hardware installation, including peripheral equipment and accessories.
- External data media
Covers external data media (inclusive of the information stored) external to the computer system.
- Increased cost of working
Provides indemnity for increased cost of working following material loss or damage by indemnifying the cost of hiring replacement equipment.
How much is my premium?
Your premium may vary, depending on
- Risk exposure
- Our underwriting requirements
More product
information
What we
don’t cover
✖ War, civil war and any act of terrorism.
✖ Radioactive and nuclear energy risks.
✖ Willful acts or willful negligence.
✖ Wear and tear.
✖ The responsibilities of a contractor, supplier and repairer.
✖ Failure or interruption of gas, water or electricity services.
✖ Aesthetic defects.
✖ Consequential loss and liability of all kinds.
Note:
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
Important Information
This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is in your best interest to refer to the policy contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as of 30 June 2012.
Note: You should check that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.
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