What is Tokio Marine BikePro?
It is an ultimate protection for you and your pillion rider with the combination of motor and miscellaneous personal covers.
Key coverage
Here is an overview of your coverage
- Third party bodily injury and death,
- Third party property loss and damage
- Loss or damage to your own vehicle due to accidental fire, theft or accident
Inclusive of 8 Enhanced Coverages
(Non-Tariff)
- Motor Personal Accident
Pay up to RM10,000 per person, subject to RM20,000 aggregate limit
- Bereavement Allowance
RM500 is payable in the event of accidental death claim
- Daily Hospital Income
Pay RM50 per person during the period of hospitalisation, up to RM3,000 aggregate limit
- Medical Expenses
Reimbursement up to RM200 per person, limited to 1 occurrence only
- Ambulance Fees
Reimbursement up to RM200 per person, limited to 1 occurrence only
- Zero Excess up to 250cc
Compulsory excess is waived for vehicle’s cubic capacity 250cc or below
- Zero Betterment
Zero betterment for vehicle at age 10 or below
- Roadside Assistance
Accident & Breakdown Coverage
| Accident | Breakdown | |
|---|---|---|
| Motorcycle (Up to 250cc) | Up to RM100 | Up to RM100 |
| Motorcycle (251cc and above) | Up to 600KM | Up to 600KM (Maximum 4 times utilisation) |
Costs and related charges of all spare parts shall be borne by the customer entirely.
Other additional
benefits available
- Legal liability to pillion
- Inclusion of special perils
- Strike, riot and civil commotion
The list is non-exhaustive. Please refer to the policy wordings.
How much is my premium?
Your premium may vary, depending on
- Cubic capacity of the vehicle
- Sum Insured
- No Claim Discount (NCD) entitlement
- Additional benefits
Product information
The benefit(s) payable under eligible policy is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact TMIM or PIDM (visit www.pidm.gov.my).
Important Information
This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is in your best interest to refer to the policy contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as of 20 November 2025.
Note: You are advised to note the scale of benefits for death and disability in your insurance policy. You are advised to appoint nominated a nominee and ensure that your nominee is aware of the personal accident policy that you have purchased. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.
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