Tokio Marine Explorer

Product information

The benefit(s) payable under eligible policy is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact TMIM or PIDM (visit www.pidm.gov.my).

Why
Tokio Marine
Explorer?

Benefits at a glance.

Plan types to suit your needs

Choose from Individual plan or Family plan depending on nature of your trip.

Appropriate for different travels

The policy’s options will meet your needs if:

You are certain of your travel dates and destinations.
You make less than 2 trips in a year.
Travel period up to 180 days per trip for Single Trip policy

Options

Individual Plan
For individuals between 30 days old and up to 85 years old.
Senior age: Age above 70 to 85 years old for single trip; above 70 to 75 years old for annual policy.

Optional Cover
Extreme Activities (Optional Cover) are available with an additional premium. Eligible for Insured persons aged up to 70 years old.

Covid-19 Coverages
Extended to cover in related benefits and eligible for Insured person up to 70 years old.

Family Plan
You, your spouse, and any number of fully dependent children (A fully-dependent child is defined as an individual between 30 days old to under 18 years old or up to 23 years old, who is studying full-time and residing in Malaysia.)

Key coverage

Here is an overview of your coverage

Section I

Personal Accident & Medical

Accidental Death & Permanent Disablement
Repatriation or Overseas Burial/Cremation
Medical & Related Expenses
Compassionate Care
Child Care
Emergency Medical Evacuation
Hospital Allowance

Section II

Travel Inconveniences

Personal Luggage & Personal Effects
Luggage Delay
Personal Money & Travel Documents
Travel Cancellation or Postponement
Travel Curtailment or Disruption
Travel Delay
Missed Departure
Flight Misconnection
Overbooked Flight
Personal Liability
Rental Car Cover
Travel Agent’s Insolvency Cover
Fraudulent Use of Credit Cards

Section III

Lifestyle Cover

Home Care
Golfers Cover
Pet Care
Trauma Care
Tokio Marine Travel Assistance Services

Section IV

Optional Cover

Extreme Activities (with additional premium)

Travel Area

Area 1
Australia, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Korea, Laos, Macau, Malaysia (from Peninsular Malaysia to East Malaysia or vice versa), Maldives, Myanmar, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand and Vietnam.

Area 2
Worldwide excluding United States of America, Canada, Tibet, Nepal, North Korea, Syria, Cuba, Iran, Iraq, Liberia, Sierra Leone, Crimea and Sevastopol.

Area 3
Worldwide excluding North Korea, Syria, Cuba, Iran, Iraq, Liberia, Sierra Leone, Crimea and Sevastopol.

How much is my premium?

Your premium may vary, depending on

The plan selected
The travel destination
Your travelling period

For basic plan cover, please click here: https://www.tokionow.com/easc/online/Travel-Home.jsp

More product
information

Tokio Marine Explorer Disclosure Sheet (English)

PDF, 165.30 KB

Tokio Marine Explorer Proposal Form

PDF, 256.71 KB

What we
don’t cover

✖ War and related risks including riot or civil commotion

✖ Government regulations/acts or authorities of any country

✖ Claims arising from manual work in connection with any trade, employment or profession

✖ Travelling (other than as a fare paying passenger) in a fully licensed passenger aircraft

✖ Suicide or self-inflicted injuries

✖ Hazardous adventure

✖ HIV, AIDS/AIDS-related complex

✖ Effect/Influence of alcohol or drugs

✖ Childbirth, miscarriage, pregnancy, or any complications thereof unless caused directly or indirectly by accident

✖ Pre-existing medical conditions

✖ Illness/disorders of a psychological nature, any anxiety state and/or nervous depression and mental illness

Note:
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.

Important information

This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is in your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 1 June 2023.

Note: You are advised to take note of the scale of benefits for death and disablement in your insurance policy. It is recommended that you select a nominee and ensure that he/she is aware of the personal accident policy that you have purchased. You should read and understand the insurance policy, at all times, feel free to contact us for more information.