What is Tokio Marine Annual Explorer?
A worry-free annual travel protection that provides comprehensive and wide coverage (NOW including Covid-19 cover) and extra add-on cover to suit individuals’ needs.
Product information
Plan overview
- Plan term
- Annual, up to 90 days per trip
- Issue age
- 18 – 75 years old
The benefit(s) payable under eligible policy is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact TMIM or PIDM (visit www.pidm.gov.my).
Why
Tokio Marine
Annual Explorer?
Benefits at a glance.
Tokio Marine Annual Explorer is the right plan for you if:
- You travel more than 2 trips in a year
- Your age is between 18 to 75 years old
- You are unsure of how many trips in a year or spontaneous trips without much planning, and do not wish to worry about getting separate policies each time you travel.
- Travel period up to 90 days per trip
Key coverage
Here is an overview of your coverage
Section I
Personal Accident & Medical
- Accidental Death & Permanent Disablement
- Repatriation or Overseas Burial/Cremation
- Medical & Related Expenses
- Compassionate Care
- Child Care
- Emergency Medical Evacuation
- Hospital Allowance
Section II
Travel Inconveniences
- Personal Luggage & Personal Effects
- Luggage Delay
- Personal Money & Travel Documents
- Travel Cancellation or Postponement
- Travel Curtailment or Disruption
- Travel Delay
- Missed Departure
- Flight Misconnection
- Overbooked Flight
- Personal Liability
- Rental Car Cover
- Travel Agent’s Insolvency Cover
- Fraudulent Use of Credit Cards
Section III
Lifestyle Cover
- Home Care
- Golfers Cover
- Pet Care
- Trauma Care
- Tokio Marine Travel Assistance Services
Section IV
Optional Cover
- Extreme Activities (with additional premium)
Travel Area
Area 1
Australia, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Korea, Laos, Macau, Malaysia (from Peninsular Malaysia to East Malaysia or vice versa), Maldives, Myanmar, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand and Vietnam.
Area 2
Worldwide excluding United States of America, Canada, Tibet, Nepal, North Korea, Syria, Cuba, Iran, Iraq, Liberia, Sierra Leone, Crimea and Sevastopol.
Area 3
Worldwide excluding North Korea, Syria, Cuba, Iran, Iraq, Liberia, Sierra Leone, Crimea and Sevastopol.
How much is my premium?
Your premium may vary, depending on your destination.
| Annual Premium | Adult | Senior | ||
| P500 | P325 | P500 | P325 | |
| Area 1 | RM 435.00 | RM 347.00 | RM 677.00 | RM 545.00 |
| Area 2 | RM 616.00 | RM 487.00 | RM 807.00 | RM 649.00 |
| Area 3 | RM 927.00 | RM 731.00 | RM 947.00 | RM 762.00 |
| Extreme Activities (optional cover) Area 1-3 Additional Premium |
RM 120.00 | RM 120.00 | Not Applicable | Not Applicable |
(Subject to 8% Service Tax and RM10 Stamp Duty)
For basic plan cover, please click here: https://www.tokionow.com/easc/online/Travel-Home.jsp
More product
information
What we
don’t cover
✖War and related risks including riot or civil commotion
✖Government regulations/acts or authorities of any country
✖Claims arising from manual work in connection with any trade, employment or profession
✖Travelling (other than as a fare paying passenger) in a fully licensed passenger aircraft
✖Suicide or self-inflicted injuries
✖Hazardous adventure
✖HIV, AIDS/AIDS-related complex
✖Effect/Influence of alcohol or drugs
✖Childbirth, miscarriage, pregnancy, or any complications thereof unless caused directly or indirectly by accident
✖Pre-existing medical conditions
✖Illness/disorders of a psychological nature, any anxiety state and/or nervous depression and mental illness
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
Important information
This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is in your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 1 June 2023.
Note: You are advised to take note of the scale of benefits for death and disablement in your insurance policy. It is recommended that you select a nominee and ensure that he/she is aware of the personal accident policy that you have purchased. You should read and understand the insurance policy, at all times, feel free to contact us for more information.
Have a question? Speak to us today
Our Customer Service Personnel are ready to answer your enquiries and provide assistance.
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