Motor Insurance

What is Motor Insurance?

It is a plan which covers you for :

Accidental or fire damage to your vehicle
Theft of your vehicle
Liabilities to other parties for injury or death
Damage to other parties’ property

Key coverage

Here is an overview of your coverage.

Choose from 3 options:

1. Comprehensive Cover

✔ Third party bodily injury and death

✔ Third party property loss or damage

✔ Loss or damage to your own vehicle due to accidental fire, theft or accident

Optional Add-ons available:

Waiver of Compulsory Excess for Unnamed Driver (Non-Tariff)
Waiver of Betterment (Non-Tariff)
Unlimited Towing (Click here to read more)
Cover for private electric charger and charging cable (Click here to read more)

2. Third Party Fire & Theft Cover

✔ Third party bodily injury and death

✔ Third party property loss or damage

✔ Loss or damage to your own vehicle due to accidental fire or theft

3. Third Party Cover

✔ Third party bodily injury and death

✔ Third party property loss or damage

How much is my premium?

Your premium may vary, depending on

The no-claim-discount (NCD) entitlement
Additional Benefits selected
Type of Cover

Product information

Product Disclosure Sheet

Private Car Plus Disclosure Sheet (English)

PDF, 225.71 KB

Private Car Plus Disclosure Sheet (BM)

PDF, 222.19 KB

Proposal Form

Commercial Vehicle Insurance Proposal Form

PDF, 219.21 KB

Motor Cycle Insurance Proposal Form

PDF, 220.39 KB

Private Motor Car Insurance Proposal Form

PDF, 215.68 KB

Policy Wording

Private Car Plus Policy Wording (English)

PDF, 787.63 KB

Motorcycle Plus Policy Wording (English)

PDF, 480.79 KB

Claims Guide For Motor Accidents

Claim Guide For Motor Accidents (English)

PDF, 2.06 MB

Claim Guide For Motor Accidents (BM)

PDF, 2.34 MB

Claim Guide For Motor Accidents (Chinese)

PDF, 2.26 MB

The benefit(s) payable under eligible policy is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact TMIM or PIDM (visit www.pidm.gov.my).

Important Information

This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is in your best interest to refer to the policy contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as of 30 June 2012.

Note: You must ensure that your vehicle is insured at the appropriate amount as it will affect the amount you can claim. In the event of an accident, you are advised to deal with the approved workshops. If you have a comprehensive cover and are not at fault, you are advised to submit your claim. You should read and understand the insurance policy and discuss it with your agent. Or, feel free to contact us directly for more information.