Fidelity Guarantee

Product information

Fidelity Guarantee Insurance Disclosure Sheet (English)

Fidelity Guarantee Insurance Disclosure Sheet (BM)

The benefit(s) payable under eligible policy is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact TMIM or PIDM (visit www.pidm.gov.my).

Why Fidelity
Guarantee?

Benefits at a glance.

Protection against loss
Covers financial loss due to dishonest acts by employees such as

Forgery.
Embezzlement.
Larceny.
Fraudulent conversion.

Coverage is not limited to loss of monies but also extends to loss of real properties and merchandise.   

Key coverage

Here is an overview of your coverage

Covers your financial loss or loss of goods arising from fraud or dishonesty by your employees:

During the period of insurance.
During uninterrupted employment of such employees.
In connection with the occupation and duties of such employees.
Discovered during
- the period of insurance.
- within 6 months thereafter.
- within 6 months after the death, dismissal or retirement of such employees, whichever occurs first.

How much is my premium?

Your premium may vary, depending on

Guarantee amount
Number of employees insured
Our underwriting requirements

More product
information

Fidelity Guarantee Fact Sheet (English)

PDF, 379.92 KB

Fidelity Guarantee Fact Sheet (BM)

PDF, 379.69 KB

Fidelity Guarantee insurance Proposal Form

PDF, 199.51 KB

What we
don’t cover

✖︎ Indirect or consequential loss.

✖︎ Third party losses.

✖︎ Losses arising from extortion.

✖︎ Losses

sustained prior to policy inception.
discovered prior to policy inception.
discovered subsequent to termination of policy period including the discovery period.

✖︎ Stock taking or inventory losses.

✖︎ Losses resulting from –

ionizing radiation.
contamination by radioactivity from nuclear fuel, nuclear waste or nuclear weapons material.

✖︎ Losses caused by acts of terrorism.

Note:
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.

Important Information

This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is iIn your best interest to refer to the policy contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as of 30 June 2012.

Note: Take confidence in the fact that this policy will deliver the coverage that best serves your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.  