Name: Tokio Marine General Insurance Malaysia
Address: Level 20, Menara Hap Seng 3, Plaza Hap Seng, No. 1, Jalan P. Ramlee, Kuala Lumpur, Federal Territory of Kuala Lumpur, 50250, MY
Telephone: 1800-88-0812

Product information

The benefit(s) payable under eligible policy is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact TMIM or PIDM (visit www.pidm.gov.my).

Why Goods In
Transit Insurance?

Benefits at a glance.

Protection for goods

Covers your insured goods against loss or damage by fire, theft or accidental means.

Coverage during transit

Cover for goods applies while they are:

In transit in a road vehicle or train.
Housed in the ordinary course of transit.

Key coverage

Here is an overview of your coverage

Benefits for fire, theft or accidental means

Covers loss or damage to goods by fire, theft or accidental means within the territorial limit (except as provided in the exclusions) while:

In or on or being loaded on or unloaded from any road vehicle or goods train.
Temporarily housed in the ordinary course of transit whether on or off the said conveyance

Lorry clause

Covers loss or damage to goods by fire, collision and conveyance overturning

Extensions

For an additional premium, you may extend coverage to riots and strikes, as provided in the Strikes, Riot and Civil Commotion Clause.

How much is my premium?

Your premium may vary, depending on

Type of cover selected
Any additional cover selected
Sum insured
Our underwriting requirements

What we
don’t cover

Leakage or spillage of any liquid gas or goods from containers, unless caused by
- fire
- an accident to the conveyance
- an object falling onto the conveyance
Loss, destruction or damage caused by
- weather and atmospheric conditions
- wear and tear
- moths, vermin or insects
- damp, mildew or rust
- defective packing, hooks or slings
- Delays and loss of market
- depreciation or deterioration
- Contamination, fermentation or spontaneous combustion or consequential loss of any kind
Theft or pilferage in which any employee of the insured is concerned as principal or accessory
Loss, destruction or damage following
- volcanic eruption, subterranean fire, earthquake or other convulsions of nature
- war, acts of invasion of foreign enemy hostilities (whether war is declared or not)
- civil war, rebellion or revolution
- military insurrection or usurped power
- riot, strike and civil commotion

Note:
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.

Important information

This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 30 June 2012.

Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, at all times, feel free to contact us for more information.