Tokio Marine SME BizOne

Covers loss or damage caused by fire and/or other extended perils to building, stock in trade, fixtures, fittings and& furniture, and other contents.

Protection against incidents of theft at your property.

Covers loss of money whilst in transit and whilst in the premises.

Indemnifies for any glass broken by fracture extending throughout the entire thickness of the glass, as a result of an accident or misfortunate not otherwise excluded. 

Covers legal liability to third party as a result of an accident happening in connection with your business operations and occurring within the territorial scope. 

Indemnifies against liability at law to pay compensation and cost and expenses to the employees in respect of accidental bodily injury or disease arising out of or in the course of employment

Loss or damage to your insured property caused by any accident or misfortune unless such perils are specifically excluded in the policy

Coverage for loss of profits, revenue, rental, standing charges, wages or salaries on payroll basis and increase in cost of working due to business interruption as a result of fire and/or other extended perils

Provides compensation for bodily injury sustained by the Insured Person (e.g. your employees/workers/members) caused by accidental means which injury shall solely and independently of any other cause result in their death or disablement or necessitate medical and/or surgical treatment

Covers your computers and other electronic equipment whether the items are at work or at rest or being dismantled for the purpose of cleaning, overhauling or being shifted within the premises

Cover any unforeseen and sudden physical loss of or damage to the machinery (lift, air-conditioners, generators, transformers, fire-fighting equipment and the like)

Cover against loss by the act of infidelity or dishonesty committed by the employees.