Public Liability

Product information

Public Liability Disclosure Sheet (English)

Public Liability Disclosure Sheet (BM)

The benefit(s) payable under eligible policy is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact TMIM or PIDM (visit www.pidm.gov.my).

Key coverage

Here is an overview of your coverage.

Liability and legal coverage

Covers all sums which you shall become legally liable to pay compensation in respect of:

Bodily injury (including illness) to any person.
Loss of or damage to property.

Also covers all costs and expenses of legal action:

Recovered by any claimant against you.
Incurred with our written consent.

How much is
my premium?

Your premium may vary, depending on

Indemnity limit
Any extensions to the basic cover
Our underwriting requirements

More product
information

Public Liability Fact Sheet (English)

PDF, 388.70 KB

Public Liability Fact Sheet (BM)

PDF, 393.29 KB

Public Liability Proposal Form

PDF, 200.74 KB

What we
don’t cover

✖Liability assumed by agreement

✖Liability to pay compensation under Worker’s Compensation Act

✖Liability in respect of loss or damage to your own property or property under your custody, care and control

✖Liability caused by vibration

✖Liability arising from fire, earthquake, explosion, flood, fumes, pollution and contamination

✖Pure financial loss

✖Fines, penalties, punitive and exemplary damages

✖War risks and any act of terrorism

✖Radioactive and nuclear energy risks

✖Claims arising from ‘Latex Protein Toxic Syndrome’ and Asbestos

Note:
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.

Important information

This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 30 June 2012.

Note: Take confidence in the fact that this policy will deliver the coverage that best serves your needs. You should read and understand the insurance policy and discuss it with your agent. Or, feel free to contact us directly for more information.