What is Public Liability?
It is a policy that covers your legal liability to a third party as a result of an accident that happens during the period of cover in connection with your business operations and within the territorial scope.
Product information
Plan overview
- Plan term
- Annual renewal
- Premium
- Contact us for a quote
The benefit(s) payable under eligible policy is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact TMIM or PIDM (visit www.pidm.gov.my).
Key coverage
Here is an overview of your coverage.Liability and legal coverage
Covers all sums which you shall become legally liable to pay compensation in respect of:
- Bodily injury (including illness) to any person.
- Loss of or damage to property.
Also covers all costs and expenses of legal action:
- Recovered by any claimant against you.
- Incurred with our written consent.
How much is
my premium?
Your premium may vary, depending on
- Indemnity limit
- Any extensions to the basic cover
- Our underwriting requirements
More product
information
What we
don’t cover
✖Liability assumed by agreement
✖Liability to pay compensation under Worker’s Compensation Act
✖Liability in respect of loss or damage to your own property or property under your custody, care and control
✖Liability caused by vibration
✖Liability arising from fire, earthquake, explosion, flood, fumes, pollution and contamination
✖Pure financial loss
✖Fines, penalties, punitive and exemplary damages
✖War risks and any act of terrorism
✖Radioactive and nuclear energy risks
✖Claims arising from ‘Latex Protein Toxic Syndrome’ and Asbestos
Note:
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
Important information
This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 30 June 2012.
Note: Take confidence in the fact that this policy will deliver the coverage that best serves your needs. You should read and understand the insurance policy and discuss it with your agent. Or, feel free to contact us directly for more information.
Have a question? Speak to us today
Our Customer Service Personnel are ready to answer your enquiries and provide assistance.
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Disclaimer
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