What is Employer's Liability
It is a policy which covers you as an employer from your legal liability to pay compensation for bodily injury and illness to employees arising in the course of their employment.
Product information
Plan overview
- Plan Term
- Annual renewal
- Premium
- Contact us for a quote
The benefit(s) payable under eligible policy is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact TMIM or PIDM (visit www.pidm.gov.my).
Why Employer's
Liability?
Benefits at a glance.
Liability coverage
Covers you as an employer from your legal liability to pay compensation for:
- Bodily injury and illnesses of employees arising in the course of their employment.
- Loss of or damage to property belonging to a third party.
This is in the event of:
- Negligence by you or your employees.
- Defects in the premises.
In addition, it covers you for:
- Cost and expenses incurred by you with the company’s written consent.
- Cost and expenses recovered by a claimant.
Key coverage
Here is an overview of your coverage
Indemnifies you against legal liability to pay compensation, cost and expenses to employees for accidental bodily injury or illnesses arising out of or in the course of employment.
The standard Common Law limit is RM1,000,000.
The policy covers your and your employees’ negligence.
How much is
my premium?
Your premium may vary, depending on
- Your annual payroll/wage roll that you have declared to us
- Our underwriting requirements
More product
information
What we
don't cover
✖Liability assumed by agreement
✖War, civil war and any act of terrorism
✖Radioactive and nuclear energy risks
✖Claims arising from ‘Latex Protein Toxic Syndrome’ and Asbestos
Note:
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
Important information
This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. You must refer to the policy contract for the precise terms and conditions of this insurance plan. The information is for reference only and is accurate as at 30/06/2012
Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy and at all times, feel free to contact us for more information.
Have a question? Speak to us today
Our Customer Service Personnel are ready to answer your enquiries and provide assistance.
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Disclaimer
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