TM Term Assure (II)

Product information

Why TM Term Assure (II)?

Benefits at a glance.

Affordable plan

Protect your loved ones with a high level of protection at an affordable price.

Flexible coverage

Enjoy the flexibility to increase your cover, renew or convert your plan to cater to your changing needs and circumstances.

Comprehensive protection

Option to enhance your TM Term Assure (II) plan with a selection of riders for added protection against critical illness and disability.

Is this right for you?

How to decide if this plan is suitable for you.

This is suitable if you want:

✔ Protection on a limited budget as a young career starter.

✔ High protection at relatively low cost.

✔ Flexibility to convert or enhance your plan later on.

✔ Flexibility to increase your sum assured at important life milestones.

✔ Continuity for your business in the event of loss of partner or staff.

This is not suitable if you want:

✖ A protection plan that also helps you save or invest.

✖ A protection plan which allows you to pay your premiums in a shorter period.

What it gives you

Features of TM Term Assure (II).

¹ Guaranteed conversion privilege must be exercised before age 60. Other terms and conditions apply.

² Guaranteed renewal privilege is available for policy terms of 5 or 10 years and the last renewal age is 80 and 75 years old respectively. Premiums at each renewal are non-guaranteed and are based on the life assured's attained age. Other terms and conditions apply.

We’ve got you covered

Additional riders to enhance your protection.

Critical Illness (CI) Accelerator Rider

Accelerates the death benefit of the basic plan, up to the rider’s sum assured, upon the diagnosis of any of the covered CIs.

Early Critical Illness (CI) Accelerator Rider

Covers medical conditions and procedures arising from critical illnesses at 3 different stages of severity (Early, Intermediate and Advanced), as well as Juvenile Conditions and Special Conditions.

Protect 1 Lite Rider

Pays out monthly benefits for 6 years upon the loss of ability to perform any one of the Activities of Daily Living (ADL).

Early Critical Illness (CI) Premium Waiver Rider

Future premiums will be waived upon diagnosis of any of the covered Early or Intermediate Stage Critical Illnesses for 5 years, up to 2 times.

Premium Waiver Riders

Future premiums will be waived in the event of death, Total and Permanent Disability (TPD) and/or upon diagnosis of any of the covered CIs.

KidAssure GIO Rider

Covers death, child-related illnesses and provides a hospitalisation benefit. In addition, 80% of premiums paid will be refunded upon the survival of juvenile life assured on the policy anniversary when he/she reaches age 19.

Important Information

All ages mentioned in this website are based on age next birthday. All benefits and features mentioned herein are subject to terms and conditions of the policy. You must refer to the Policy Contract for the precise terms and conditions of this plan.

This plan is underwritten by Tokio Marine Life Insurance Singapore Ltd. and is only available through our authorised distributors. Kindly obtain the required product disclosures and seek advice from a financial adviser before making a commitment to purchase this plan. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

For policies distributed in Singapore: This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme, as well as the limits of the coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information shown in this webpage is for reference only and is correct as at 15 July 2019.