KidAssure GIO Rider

Why KidAssure GIO Rider?

Benefits at a glance.

Affordable peace of mind

Keep your child protected up to age 19 from just S$1 a day for a rider sum assured of S$50,000.

5 years premium commitment only

Pay for only 5 years and cover your child all the way till age 19.

16 conditions covered by Child Illness Benefit

20% of the rider sum assured will be payable for each medical condition. Up to 5 Child Illness Benefits¹ can be claimed without reducing the rider sum assured.

These 16 conditions² are: Autism of Specific Severity, Bacterial Meningitis, Generalised Tetanus, Insulin Dependent Diabetes Mellitus, Kawasaki Disease, Leukaemia, Loss of Use of Limbs, Major Head Trauma, Osteogenesis Imperfecta, Glomerulonephritis with Nephrotic Syndrome, Severe Asthma, Severe Epilepsy, Severe Juvenile Rheumatoid Arthritis, Type 1 Juvenile Spinal Amyotrophy, Viral Encephalitis and Wilson's Disease.

8 conditions covered by Child Hospitalisation Benefit

1% of the rider sum assured will be payable for each condition that results in a hospital stay. Up to 5 Child Hospitalisation Benefits can be claimed without reducing the rider sum assured.

These 8 conditions² are: Burn, Choking, Dengue Fever, Hand, Foot & Mouth Disease (HFMD), Measles, Pulmonary Tuberculosis, Rabier and Zika.

100% Guaranteed Acceptance

Only a health declaration is required. A health check is not required.

¹The Child Illness Benefit will not be payable if the child has a pre-existing condition.

²Refer to Product Summary for the definitions of each of the conditions.

Is this right for you?

How to decide if this rider is suitable for you.

This is suitable if you want:

✔ Hassle-free coverage for your young child(ren).

✔Affordable coverage for your child(ren).

This is not suitable if you want:

✖ A staged critical illness coverage for your young child(ren).

✖ Coverage with whole life protection benefits.

Further benefits

Other benefits of KidAssure GIO Rider

³If death occurs due to a pre-existing condition, the total annual premiums (without interest) payable up to the date of death, less any indebtedness, will be payable instead. A 12-month waiting period applies to the Death Benefit. Refer to the Product Summary for more details.

Important Information

All ages mentioned in this website are based on age next birthday. All benefits and features mentioned herein are subject to terms and conditions of the policy. You must refer to the Policy Contract for the precise terms and conditions of this plan.

This plan is underwritten by Tokio Marine Life Insurance Singapore Ltd. and is only available through our authorised distributors. Kindly obtain the required product disclosures and seek advice from a financial adviser before making a commitment to purchase this plan. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

For policies distributed in Singapore: This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme, as well as the limits of the coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information shown in this webpage is for reference only and is correct as at Feb 2019.