#goAffluence

Product information

Why #goAssure?

Benefits at a glance.

Enhanced Protection Benefits

Choice of Minimum Contribution Period (MCP) of 5 / 10 / 15 / 20 / 25 years.
Choice of coverage level against Death, Terminal Illness, Total and Permanent Disability, Critical Illness, or Early Critical Illness up to protection age 99.
Flexibility to choose and adjust protection age, from age 65 to 99 to suit your needs.
Option to increase your coverage upon life milestones.
Waiver of Partial Withdrawal Charge and/or Premium Shortfall Charge upon life contingency events.

Accelerate your wealth

Higher protection coverage with lower premium.
Increasing Initial Bonus over the first 4 years.
Loyalty Bonus from the 11th year until the end of MCP.
Achievement Bonus upon end of MCP.
Wellness Bonus at 5 years after MCP if no claim has been made.
No more initial and policy charges beyond MCP.
Select from a suite of curated ILP sub-funds.

Is this right for you?

How to decide if this plan is suitable for you.

They are suitable if you want:

✔ A regular premium, investment-linked plan that offers both protection coverage against Death, Terminal Illness, Total and Permanent Disability, Critical Illness, or Early Critical Illness with flexible protection age and potential long-term investment returns.

✔︎ Opportunities to invest in a range of investment-linked funds.

✔ An investment-linked plan with flexibility.

They are not suitable if you want:

✖ Guaranteed returns.

✖ A single-premium plan.

What it gives you

Features of #goAssure.

We’ve got you covered

Additional riders to enhance your protection.

Critical Illness Accelerating Protector Rider

Lump sum payment upon diagnosis of any of the covered Critical Illnesses.

Early Critical Illness Accelerating Protector Rider

Covers medical conditions and procedures arising from critical illnesses at 3 different stages of severity (Early, Intermediate and Advanced), as well as ICU/HDU Admission Benefit, Juvenile Conditions and Special Conditions.

Waiver of Premium Rider

Waiver of Premium should critical illness occur to the life assured.

Payer Benefit Rider

Waiver of Premium should death or disability occur to the proposer.

Enhanced Payer Benefit Rider

Waiver of Premium should death, disability or critical illness occur to the proposer.

Spouse Rider

Waiver of Premium should death or disability occur to the spouse of the proposer.

Enhanced Spouse Rider

Waiver of Premium should death, disability or critical illness occur to the spouse of the proposer.

Important Information

This plan is underwritten by Tokio Marine Life Insurance Singapore Ltd. and is only available through our authorised distributors. It does not have regard to your financial situation, specific investment objectives and any of your particular needs. Kindly obtain the required product disclosures and seek advice from a financial adviser before making a commitment to purchase this plan. Investments in this plan are subject to investment risks including the possible loss of the principal amount invested. The value of the units may rise as well as fall. Past performance is not necessarily indicative of future performance and the performance of the ILP sub-fund(s) is non-guaranteed. A potential investor should read the Product Summary and Product Highlights Sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s). As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

For policies distributed in Singapore: This policy is protected under the Policy Owners’ Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme, as well as the limits of the coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information shown in this webpage is for reference only and is correct as at Mar 2023.