It is a plan that covers your plants, machinery and, mechanical equipment whether at work, at rest or during maintenance operations.
The benefit(s) payable under eligible policy is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact TMIM or PIDM (visit www.pidm.gov.my).
Benefits at a glance.
Covers sudden and unforeseen physical damage to your plant & machinery.
Here is an overview of your coverage
Covers sudden and unforeseen damages due to:
Your premium may vary, depending on
✖ Loss of or damage to exchangeable tools and catalysts.
✖ Loss or damage due to fire and allied perils, flood, collapse of building, and landslide.
✖ Loss or damage due to burglary or theft.
✖ Loss or damage for which a contractor, supplier or repairer is responsible either by law or under contract.
✖ Loss or damage caused by existing defects or faults.
✖ War, civil war and any act of terrorism.
✖ Radioactive and nuclear energy risks.
✖ Willful acts or willful negligence.
✖ Loss or damage as a direct consequence of the continual influence of operation (e.g., wear and tear).
✖ Consequential loss or liability of any kind.
Note:
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is in your best interest to refer to the policy contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as of 30 June 2012.
Note: You should check that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.
Risk Management Loss Control securesprotects your business against uncertainties.
Protects you against financial loss from employees’ dishonest acts.
Covers your employees’ injuries, giving you peace of mind.
Essential protection for your business against claims due to accidents caused at your business premises.
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