TM KidStart (II)

Product information

Why TM KidStart (II)?

Benefits at a glance.

Takes care of your child’s education expenses

A Guaranteed EduFund gives you 3 payouts which increase progressively over the last 3 policy years to help cope with rising inflation and tuition fees.

Protects your child against life’s uncertainties

Waives premiums in the event that your child is diagnosed with autism, severe asthma or leukaemia.

Added assurance

With Life Insurance Coverage that protects against death, and Total and Permanent Disability (TPD) and Sibling Cover for your child’s future sibling(s).

Is this right for you?

How to decide if this plan is suitable for you.

This is suitable if you want:

✔ A savings plan with guaranteed payouts to fund your child's tertiary education.

✔ An education plan that also provides insurance coverage for your child.

This is not suitable if you want:

✖︎ Critical illness coverage for your child.

✖︎ A whole life plan for your child.

What it gives you

Features of TM KidStart (II).

We’ve got you covered

Additional riders to enhance your protection.

Payer Benefit Rider / Enhanced Payer Benefit Rider / Spouse Rider / Enhanced Spouse Rider

Future premiums will be waived in the event of death, TPD and/or upon diagnosis of any of the covered Critical Illnesses of one or both parents.

KidAssure GIO Rider

Covers death, child-related illnesses and provides a hospitalisation benefit. In addition, 80% of premiums paid will be refunded upon the survival of juvenile life assured on the policy anniversary when he/she reaches age 19.

Sources of tuition fees of top universities around the world

Australia Universities

Exchange rate: AUD-SGD X-RATE 1.0213 (As at 01 Jun 2021)

US Universities

Exchange rate: USD-SGD X-RATE 1.3196SGD (as at 01 Jun 2021)

UK Universities

Exchange rate: GBP-SGD X-RATE 1.8768 (As at 01 Jun 2021)

Important Information

All ages mentioned in this website are based on age next birthday. All benefits and features mentioned herein are subject to terms and conditions of the policy. You must refer to the Policy Contract for the precise terms and conditions of this plan.

This plan is underwritten by Tokio Marine Life Insurance Singapore Ltd. and is only available through our authorised distributors. Kindly obtain the required product disclosures and seek advice from a financial adviser before making a commitment to purchase this plan. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

For policies distributed in Singapore: This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme, as well as the limits of the coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information shown in this webpage is for reference only and is correct as at July 2021.