What is MosBite
It is a plan that pays a lump sum benefit if you are diagnosed with Dengue Fever or Zika.
Product Information
Plan overview
- Plan term
- Annual renewal
- Issue age
- 15 days and above
The benefit(s) payable under eligible policy is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact TMIM or PIDM (visit www.pidm.gov.my).
Why MosBite
Benefits at a glance.
Varied options
- 3 available plans.
Coverage for all ages
- Medical cost for organ transplant is fully reimbursable up to the policy limit.
Protection from illnesses
- Covers Dengue and Zika infections. Positive required Dengue serology or Zika test required.
Lump-sum benefits
- Living benefit up to RM4,500.
Key coverage
Here is an overview of your coverage.
Dengue
- Require blood test on Dengue Serology and proven positive
Zika
- Zika Test and proven positive
How much is my premium?
- There are 3 plans which provide a lump benefit of RM2,000, RM2,500 or RM3,000 upon diagnosis of Dengue.
- A 50% of the benefit amount will be payable upon diagnosis of Zika.
The Annual Premium per person is RM37.74, RM45.28 and RM53.77 respectively.
(Premium is subject to RM10 Stamp Duty, and 8% Service Tax for Corporate policy)
What we
don’t cover
✖Any accidental injury or sickness/illness other than Dengue fever and Zika.
✖Dengue fever and Zika that is not diagnosed by a physician who is registered with the Malaysian Medical Association.
✖If you have been diagnosed with Dengue fever and Zika within 7 days from the commencement date of this policy.
✖Diagnosed with more than one Dengue event within 90 days.
✖Diagnosed with more than one Zika event within a policy year.
Important Information
This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is in your best interest to refer to the policy contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as of 1st September 2018.
The duration of cover is for one year. You need to renew your cover annually.
You are to truthfully, correctly and completely answer all questions in the proposal form and disclose fully and faithfully all the facts which you know (or reasonably in the circumstances could be expected to know) to be relevant to our decision on whether to accept the risk or not, and the rate and terms to be applied; otherwise the policy issued may be void.
It is important that you read and understand the terms, conditions and exclusions of the policy.
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Disclaimer
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