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It is a rider that offers your family financial protection in case of unexpected or recover your premium if nothing happens.
Benefits at a glance.
Death benefit
Provides a maximum value between 100% of the sum insured or cash value.
Survival benefit
Get back your accumulated premiums at maturity depending on the selected plan.
Coverage term
10 years
How to decide if this suitable for you
This is suitable if you want:
✓ Your premiums returned if nothing happens
This is not suitable if you want:
🗴 High investment returns
Features of Happy Refund.
Underwriting is reserved and contrived in accordance with the company's regulations. Representing herein are only concise benefits. The complete terms and coverage will be indicated in the purchased policy.
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Visit your local page. If you change your mind, you can use the dropdown at the top navigation to visit other Tokio Marine country pages.