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What is SMEs Package?
It is an affordable employee protection program for SMEs or new start-ups with 3 to 30 employees. | Provides 24-hours protection worldwide Comprehensive coverage for life, accident, disability, critical illness, health and dental. Insurance plans meet all the needs of employees at all levels. Insurance plans can be extended to cover spouse and children of employee.
Plan overview
- Plan term
- Renewable annually
- Minimum Group Size
- Started from 3 employees, age 15 – 65 years
- Tax-deductible
- Corporate income tax deductible
Why SMEs package?
Benefits at a glance.
Protect your employees against the unexpected.
Despite a Small or Medium Enterprise (SME), you can still give your employees peace of mind and financial support in case of unexpected sickness.
Builds welfare benefit for your employees/members
Provides stability for insured members and their family which encourages, motivates and increases the efficiency of your employees/members
Tax benefit
Helps reduce your company’s corporate tax.
Is this right for you ?
This is suitable if you want:
✓ Coverage for a minimum of 3 employees.
This is not suitable if you want:
🗴 Coverage for less than 3 employees.
What it gives you
Features of SMEs Package.
We've got you covered
Additional riders to enhance your protection.
Group Health Insurance Supplementary Contract
Covers hospital medical expenses for illness or injury
Group Outatient Rider
Reimburse eligible expenses at specialist clinics, diagnostic -rays and lab tests referred by registered GPs
Important Information
Underwriting is reserved and contrived in accordance with the company's regulations. Representing herein are only concise benefits. The complete terms and coverage will be indicated in the purchased policy.
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You are currently on a site outside of your country. Switch to local site?
Visit your local page. If you change your mind, you can use the dropdown at the top navigation to visit other Tokio Marine country pages.