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It is a limited pay, participating endowment plan which provides a steady stream of monthly cash flow during the payout period.
Benefits at a glance.
Personalise your plan from start to finish, including:
Monthly cash benefit
This includes a guaranteed monthly cash payout and a non-guaranteed monthly dividend during the payout period.
Coverage against death and terminal illness
So you can stay protected as you save.
Guaranteed acceptance
No medical underwriting is required.
How to decide if this suitable for you.
This is suitable if you want:
✔︎ A way to grow your savings.
✔︎ Flexibility to receive a regular income stream to supplement your liquidity needs.
✔︎ Easy application with no health check required.
This is not suitable if you want:
✖︎ Comprehensive protection.
✖︎ A one-time premium commitment.
Features of TM Nest Egg (II) (FlexiSaver).
Additional riders to enhance your protection.
Cancer Waiver Rider
Future premiums will be waived in the event of diagnosis of Major Cancer.
Payer Benefit Rider, Spouse Rider
Future premiums will be waived in the event of death or Total and Permanent Disability (TPD).
Enhanced Payer Benefit, Enhanced Spouse Rider
Waiver of Premium Rider
Early Critical Illness Premium Waiver Rider
Future premiums will be waived upon diagnosis of any of the covered Early or Intermediate Stage CIs for 5 years, up to 2 times.
All ages mentioned in this website are based on age next birthday. All benefits and features mentioned herein are subject to terms and conditions of the policy. You must refer to the Policy Contract for the precise terms and conditions of this plan.
This plan is underwritten by Tokio Marine Life Insurance Singapore Ltd. and is only available through our authorised distributors. Kindly obtain the required product disclosures and seek advice from a financial adviser before making a commitment to purchase this plan. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.
For policies distributed in Singapore: This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme, as well as the limits of the coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information shown in this webpage is for reference only and is correct as at July 2021.
TM Retirement GIO Plus (II)
Start early to secure your ideal retirement lifestyle
TM FlexiAssurance
Enhance your protection and grow your investment
TM Term Assure (II)
Give your loved ones a gift of protection
DIRECT- TM Basic Term
Basic coverage to meet your protection needs
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