This is a policy which covers losses due to sudden and unforeseen causes. It comprises 3 sections:
Section I Material Damage Section
Section II Loss of Data and Data Media Section
Section III Additional Costs Section
Here is an overview of your coverage
Material damage due to:
Incorrect operation, negligent or maliciaous acts of employees or third parties
Burglary, theft, robbery and the events related to them
Faulty design and material
Short circuit, excessive voltage, induction
Fire, lightning and explosion of all kinds (including the damage caused by fire-fighting and rescue operations)
Scorching and charring, smoke soot
Forces of nature such as storm, flood, hall, landslide
Any influence of water and moisture and corrossion resulting from them
Any other accident not hereinafter excluded
For more information , please kindly contact our staff tel. 0-2257-8000 (Thai) , 0-2686-8889 (Japanese)
GENERAL EXCLUSIONS
The Insurers will not indemnify the Insured in respect of :
The excesses stated in the Schedule to be borne by the Insured
Wilful act or omission or gross negligence of the Insured or his representatives
i. Loss or destruction or damage to any property whatsoever or any loss or expense whatsoever resulting or arising therefrom or any consequential loss
ii. Any legal liability of whatsoever nature
Directly or indirectly caused by or contributed to by or arising from
(a) Ionising radiation or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel. For the purpose of this exclusion only combustion shall include any self-sustaining process of nuclear fission
Any loss, destruction, damage or legal liability directly or indirectly caused by or contributed to by or arising from nuclear weapons material.
Loss, damage or liability directly or indirectly caused by or arising out of war, invasion, act of foreign enemy, hostilities (whether war be declared nor not), civil war, rebellion, revolution, insurrection, mutiny, riot, strike, lock-out, civil commotion, military or usurped power, or malicious persons acting on behalf of or in connection with any political organisation, confiscation, commandeering, requisition or destruction of or damage to property by order of the government de jure or de facto or by any public authority.
In any action, suit or other proceeding where the Insurers allege that by reason of the provisions of Exclusion (5) above any loss, destruction, damage or liability is not covered by this insurance the burden of proving that such loss, destruction, damage or liability is covered shall be upon the Insured.
These plans are subject to the supervision and administration of Tokio Marine Safety Insurance (Thailand) PCL by plan coverage and benefits thereof, all of which are subject to the requirements of the company. It used to be for reference only
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