What is TokioMarine-iMillion¹?
This is a limited pay regular premium Investment-Linked plan that offers you death or Total and Permanent Disability (TPD) starting from Sum Assured RM 1 Million*. Short coverage term options of this plan permits you to stay in control of your coverage. *Depends on entry age
Product Literature
Plan overview
- Coverage Term
- 15, 20 or 25 years
- Premium Payment Term
- 6, 10, 15, 20 or 25 years
- Entry Age
- 14 days old – 70 years old
1 PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS POLICY IS SUBJECT TO LIMITATIONS.
Please refer to PIDM’s TIPS Brochure or contact Tokio Marine Life Insurance Malaysia Bhd. or PIDM (visit www.pidm.gov.my).
Why is it important to you?
Here are some reasons why you should consider purchasing TokioMarine-iMillion.
High and Comprehensive Coverage
This plan provides high coverage for death or Total and Permanent Disability (TPD) and comes with additional accidental death or accidental TPD coverage. Additional coverage is provided upon diagnosis of one of the Special Diseases covered. Your other half is also being taken care by the accidental death coverage provided under this plan.
Flexible Plan
With this plan, you can choose your coverage terms from 15, 20 or 25 years with automatic coverage extension option. There are also flexible premium paying terms of 6, 10, 15, 20 or 25 years.
Optional Benefits
You may choose to attach critical illnesses and waiver of premium optional riders.
Is this right for you?
How to decide if this plan is suitable for you?
This is suitable if you want:
✔︎ High protection plan with potential investment return
✔︎ Coverage for your spouse in one plan
✔︎ Flexible and short premium paying and coverage terms
This is not suitable if you want:
✖︎ Insurance plan with hospitalisation coverage
What does this plan provide you?
These are the benefits you get when you purchase this plan.
TPD benefit is subject to RM 8 million for all policies on the same life. The TPD benefit will cease when the Life Assured has attained age 70 next birthday.
The maximum additional amount payable for Accidental Death or Accidental TPD for all policies on the same life is RM 2 million for Life Assured aged 1 to 16 next birthday and RM 10 million for Life Assured aged 17 to 70 next birthday. The Accidental Death or Accidental TPD benefit will cease when the Life Assured has attained age 70 next birthday.
The Spouse Accidental Death benefit is subject to a maximum additional amount payable for Accidental Death of RM 10 million per life for all policies of the spouse. The Spouse Accidental Death benefit will cease when the spouse has attained age 70 next birthday.
We've got you covered
You may attach additional riders to enhance your protection.
iAdvanced CI
Provide additional lump sum amount upon diagnosis of any covered critical illnesses.
iAccelerating CI
Provide a lump sum amount upon diagnosis of any covered critical illnesses which paid amount will reduce the Sum Assured of the basic plan.
iLife Waiver
Premium payable will be waived upon diagnosis of any covered critical illnesses of the Life Assured.
iPayor Waiver
Premium payable will be waived upon death, TPD or diagnosis of any covered critical illnesses of the Policy Owner.
This plan is underwritten by Tokio Marine Life Insurance Malaysia Bhd. All benefits and features herein are subject to terms and conditions of the policy. It is in your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 1 June 2021.
Buying life insurance is a long term commitment. If you surrender the policy in the early years, the amount you get back may be less than amount that you have paid.
You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.
Have a question? Speak to our friendly agents.
Click on ‘Get in touch’ for more assistance
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Tokio Marine Life Insurance Malaysia Bhd. 199801001430 (457556-X)
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