What is TokioMarine-BrightFuture¹?
This is a plan that offers 20 years coverage with 6 premium payment terms with Guaranteed Cash Payment and Maturity Benefit. It also provides protection for you and your child. An option to save for future education fund and secure for your child’s future. Premium discount for larger coverage is available.
Product Literature
Plan overview
- Coverage Term
- 20 years
- Premium Payment Term
- 6 years
- Entry Age
- 30 days old – 15 years old
1 The benefit(s) payable under eligible policy is protected by PIDM up to limits.
Please refer to PIDM’s TIPS Brochure or contact Tokio Marine Life Insurance Malaysia Bhd. or PIDM (visit www.pidm.gov.my).
Why is it important to you?
Here are some reasons why you should consider purchasing TokioMarine-BrightFuture.
Short, Levelled & Guaranteed Premiums
Premium payment term of 6 years where premiums are fixed throughout the premium payment term.
Guaranteed Cash Payment & Guaranteed Maturity Benefit
Receive guaranteed cash payments at the last three policy years and guaranteed maturity benefit upon completion of 20-year tenure.
Potential Investment Gains
You are given the option to perform Regular top-up with 95% allocation to your preferred Investment-Linked funds for future education fund purpose.
Protection for Yourself
This plan provides coverage for death or Total and Permanent Disability (TPD) and also comes with accidental death or accidental TPD coverage.
Is this right for you?
How to decide if this plan is suitable for you?
This is suitable if you want:
✔︎ Prepare funds for children’s future education/living
✔︎ Guaranteed protection and savings benefits
✔︎ Short premium payment terms
This is not suitable if you want:
✖︎ Pure protection product
What does this plan provide you?
These are the benefits you get when you purchase this plan.
TPD benefit is subject to RM 8 million per life for all individual life policies. The TPD coverage will cease when the Life Assured has attained age 70 next birthday.
The maximum additional amount payable for Accidental Death or Accidental TPD is RM 10 million per life for all individual life policies. The additional amount payable upon Accidental Death or Accidental TPD will cease to be payable when the Policy Owner has attained age 70 next birthday.
We've got you covered
You may attach additional riders to enhance your protection.
Premium Waiver Plus Rider
Premium payable will be waived upon death, TPD or diagnosis of any covered critical illnesses of the Policy Owner.
Important Information
This plan is underwritten by Tokio Marine Life Insurance Malaysia Bhd. All benefits and features herein are subject to terms and conditions of the policy. It is in your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 17 February 2020.
Buying life insurance is a long term commitment. If you surrender the policy in the early years, the amount you get back may be less than amount that you have paid in.
Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.
Have a question? Speak to our friendly agents.
Click on ‘Get in touch’ for more assistance
You may also be interested in
TokioMarine-Optimizer¹
Save now for a better tomorrow
Convertible Term Assurance¹
Largest sum assured protection at the lowest cost.
TokioMarine-iFlexSecure 2²
Protection with Short-Term Commitment
iComprehensive CI³
Early Protection, Early Recovery
Disclaimer
By clicking on “Continue to external site” below, you will leave Tokio Marine Insurance Group’s website and you will be redirected to a third party website.
Choose your country or region
Visit HQ Pages
Visit Country Pages
Select your location and language
-
All
-
All
-
Asia Pacific
-
Australia
-
Americas
-
Europe
Singapore
Malaysia
Australia
You are currently on a site outside of your country Switch to external site?
Visit your local page. If you change your mind, you can use the dropdown at the top navigation to visit other Tokio Marine country pages.
Tokio Marine Life Insurance Malaysia Bhd. 199801001430 (457556-X)
You are currently on a site outside of your country. Switch to local site?
Visit your local page. If you change your mind, you can use the dropdown at the top navigation to visit other Tokio Marine country pages.
