iMediGuard

Product Literature

Product Disclosure Sheet (BM)

¹PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS PRODUCT IS SUBJECT TO LIMITATIONS.

Please refer to PIDM’s TIPS Brochure or contact Tokio Marine Life Insurance Malaysia Bhd. or PIDM (visit www.pidm.gov.my).

Why is it important to you?

Here are some reasons why you should consider purchasing iMediGuard.

Wellness Reward

Get rewarded every 2 years by staying healthy and not making any claim.

Cost Saving Options

Your choice of Saver 500 or Co-Saver 10% without compromising your coverage.

Pregnancy Complication Benefits

Coverage on 15 pregnancy complications throughout pregnancy.

New Born Reward

Up to RM 1,000 is rewarded for you to purchase a new policy for your little one.

Alternative Cancer Treatment

Choose alternative ways to fight your specific type of cancer.

Outpatient Infectious Disease Coverage

Stay protected against Dengue Fever or Zika Virus.

Expert Medical Opinion (EMO)

Obtain additional medical opinions and best available treatment options from medical experts around the world.

Medical Coverage for Residence Overseas

Coverage on medical treatment received when you reside or travel outside Malaysia.

No Lifetime Limit

There is no lifetime limit with this plan.

Is this right for you?

How to decide if this plan is suitable for you?

This is suitable if you want:

✔︎ A plan that rewards you for staying healthy

✔︎ A plan with multiple cost saving options based on affordability

✔︎ A plan that reimburses your hospitalisation and surgical fees

✔︎ A plan that offers alternative ways for cancer treatment

✔︎ A plan that provides benefits for pregnancy complications

✔︎ A plan that provides reward for new born

✔︎ A plan that provides Expert Medical Opinion on your medical condition

This is not suitable if you want:

✖︎ Total and Permanent Disability coverage

✖︎ A pure protection coverage

What is Wellness Reward?

These are the rewards you get by staying healthy.

Important information

iMediGuard underwritten by Tokio Marine Life Insurance Malaysia Bhd. All benefits and features herein are subject to terms and conditions of the policy. It is in your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at January 2025.

Buying life insurance is a long term commitment. If you surrender the policy in the early years, the amount you get back may be less than amount that you can afford.

This page has been designed to help you better understand the financial product you are about to purchase. You are advised to read and understand the information provided.

Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.