Product Literature

Product Disclosure Sheet (BM)

¹The benefit(s) payable under eligible policy is protected by PIDM up to limits.

Please refer to PIDM’s TIPS Brochure or contact Tokio Marine Life Insurance Malaysia Bhd. or PIDM (visit www.pidm.gov.my).

Why is it important to you?

Here are some reasons why you should consider purchasing TokioMarine-MedicDefender.

Flexible Policy Term

With this plan, you can choose your coverage terms from 10, 20 or 30 years.

Affordable & Level Premiums

Fixed premium throughout the coverage term.

Is this right for you?

How to decide if this plan is suitable for you?

This is suitable if you want:

✔︎ A plan which is affordable

✔︎ A plan which provides hospitalisation income upon your hospital confinement

✔︎ A plan which reimburses your ambulance fee and provides overseas repatriation

This is not suitable if you want:

✖︎ A plan that contains savings & investment elements and participate in our profits

✖︎ Death or Total and Permanent Disability coverage

What does this plan provide you?

These are the benefits you get when you purchase this plan.

Important Information

This plan is underwritten by Tokio Marine Life Insurance Malaysia Bhd. All benefits and features herein are subject to terms and conditions of the policy. It is in your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 28 February 2019.

Buying life insurance is a long term commitment. If you surrender the policy in the early years, the amount you get back may be less than amount that you have paid in.

This page has been designed to help you better understand the financial product you are about to purchase. You are advised to read and understand the information provided.

Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.