This insurance covers your property for perils insured under the Indonesian Fire Insurance Standard Policy.
It covers your property for perils insured under the Indonesian Fire Insurance Standard Policy.
Loss of or damage to property directly caused by:
Negligence or wrongdoing
Spreading of fire or heat
Short-circuit
Fire spreading from a nearby object
As a consequence of devices used to fight or extinguish the fire
Damage directly caused by lightning
Arising from property insured
Riot
Strike
Malicious damage (RSMD)
Civil commotion as per DAI (Dewan Asuransi Indonesia) Earthquake
Fire
Removal of debris
Landslides/landslips, typhoons, windstorms, floods, and damage by water
Smoke and vehicle impact
An explosion following an earthquake, volcanic eruption, tsunami (separated policy)
Business interruption (separated policy)
Occupancy
Age of facility
Region Stage of construction
Other factors
Burning of property by order of any Public Authority
Subterranean fire, pollution, or contamination
War, civil war, and any act of terrorism
Radioactive and nuclear energy risks
Date recognition
Property damage to data or software
Note: This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
This is general information and is not an insurance contract/agreement. Detail terms and conditions will be referred to the policy. It is crucial that you read and understand the policy's terms and conditions well.
You might find your answers in FAQs.
Protect your properties and assets from unexpected losses or damage and turn them into assurance
Protect your assets. Safeguard your business.
Protect your business and company's assets
Protect your properties and assets from unexpected losses or damage and turn them into assurance
By clicking on “Continue to external site” below, you will leave Tokio Marine Insurance Group’s website and you will be redirected to a third party website.
Select your location and language
All
All
Asia Pacific
Australia
Americas
Europe
Visit your local page. If you change your mind, you can use the dropdown at the top navigation to visit other Tokio Marine country pages.
Visit your Local page. If you change your mind, you can use the dropdown at the top navigation to visit other Tokio Marine country pages.