It is a participating whole life plan designed to increase your coverage flexibly, based on your needs.
Benefits at a glance
Protect your family against the unexpected happening to you
Increase your protection by up to 10x with Boosters1 during your income-earning years.
1Boosters are optional, non-participating benefits.
To leave a legacy for the next generation
Receive a lifetime of non-guaranteed annual dividends from age 65 so you can spend as you wish in your golden years.
Guaranteed premiums for Critical Illness (CI) cover
Be assured that there will be no sudden rise in your premiums during your selected premium payment term.
How to decide if this plan is suitable for you.
This is suitable if you want:
✔︎ Individuals who are looking for whole life protection plan with low premium.
✔︎Individual who have to support dependents.
This is not suitable if you want:
✖︎ Individuals who are looking for a short-term savings plan.
✖︎ Risk lovers who looking for high investment rate of return.
Features of Group Personal Accident.
Can choose term of payment of 10, 15, 20 years and at the attain age of 90
Can buy additional riders
Underwriting is reserved and contrived accordance with company's regulation. Representing herein is only concision benefits. The complete term and coverage will be indicated in the policy the insured purchases.
Additional riders to enhance your protection.
a) Critical Illness (CI) Accelerator Rider
Accelerates the death benefit of the basic plan, up to the rider’s sum assured, upon the diagnosis of any of the covered CIs.
b) EarlyCare Rider
Benefit payout in the event of medical conditions or procedures arising from different stages of covered CIs. Such payout may be an additional benefit or it accelerates the sum assured of the basic plan.
c) Premium Waiver Rider, (Enhanced) Payer Benefit Rider & (Enhanced) Spouse Rider
Future premiums will be waived in the event of death, TPD and/or upon diagnosis of any of the covered CIs
d) KidAssure GIO Rider
Covers death, child-related illnesses and provides a hospitalisation benefit. In addition, 80% of premiums paid will be refunded upon the rider’s maturity at age 19.
No question is too big or small. Check out the quick links below for some ready answers.
All ages mentioned in this website are based on age next birthday. All benefits and features mentioned herein are subject to terms and conditions of the policy. You must refer to the Policy Contract for the precise terms and conditions of this plan.
This plan is underwritten by Tokio Marine Life Insurance Singapore Ltd. and is only available through our authorised distributors. Kindly obtain the required product disclosures and seek advice from a financial adviser before making a commitment to purchase this plan. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.
For policies distributed in Singapore: This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme, as well as the limits of the coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information shown is for reference only and is correct as at 26 August 2020.
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