It is a plan which provides you with an extra flow of income for the present, without compromising your future needs. It offers increasing coverage for additional peace of mind and non-guaranteed annual cash bonuses with Terminal Bonus upon termination of this plan.
1 The benefit(s) payable under eligible policy is protected by PIDM up to limits.
Please refer to PIDM’s TIPS Brochure or contact Tokio Marine Life Insurance Malaysia Bhd. or PIDM (visit www.pidm.gov.my).
Here are some reasons why you should consider purchasing TokioMarine-XtraCash
Comprehensive Coverage
This plan provides coverage for death or Total and Permanent Disability (TPD).
Flexible Plan
With this plan, you can choose your coverage terms from 20 or 30 years. There are also flexible premium paying terms of 5, 10 or 15 years, depending on the chosen coverage terms.
Streams of Income
Receive guaranteed yearly cash payments, cash bonus and terminal bonus.
Optional Benefits
You may choose to attach various optional riders to enhance your plan.
How to decide if this plan is suitable for you?
This is suitable if you want:
✔︎ A savings plan which provides guaranteed cash payment
✔︎ Limited premium payment terms
✔︎ Short coverage term that suits your financial planning
This is not suitable if you want:
✖︎ To have a whole life plan
These are the benefits you get when you purchase this plan.
You may attach additional riders to enhance your protection.
Life Care Rider Plus
Provides additional coverage on death, TPD or dread disease.
Hospitalisation Benefit
Offers weekly allowance during the period of confinement to Licensed Hospitals Worldwide.
Accident Assurance
Provides compensation in the event of injuries, permanent disability or death caused solely by violent, accidental, external and visible events, renewable up to age 60.
Convertible Term Rider Plus
Provides additional coverage on death or TPD. Future premiums will be waived upon diagnosis of any covered dread diseases
Waiver Premium on Dread Disease Rider Plus
Premium payable will be waived upon diagnosis of any covered Dread Disease of Life Assured.
Enhanced Waiver of Premium Rider Plus
Future premiums will be waived upon death, TPD or diagnosis of any covered Dread Disease of the Policy Owner.
This plan is underwritten by Tokio Marine Life Insurance Malaysia Bhd. All benefits and features herein are subject to terms and conditions of the policy. It is in your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 21 August 2014.
Buying life insurance is a long term commitment. If you surrender the policy in the early years, the amount you get back may be less than amount that you have paid in.
Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.
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