TokioMarine-TermDefender

Product Literature

Product Flyer

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Product Disclosure Sheet (EN & BM)

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¹The benefit(s) payable under eligible policy is protected by PIDM up to limits.

Please refer to PIDM’s TIPS Brochure or contact Tokio Marine Life Insurance Malaysia Bhd. or PIDM (visit www.pidm.gov.my).

Why is it important to you?

Here are some reasons why you should consider purchasing TokioMarine-TermDefender.

Flexible Coverage

This plan provides high coverage for death or Total and Permanent Disability (TPD), up to RM 500,000. With this plan, you can choose your coverage terms from 10, 20 or 30 years.

Affordable Premiums

Premium as low as RM 0.40* per day.

* Premium rate is based on 18 year old female with RM 100,000 Sum Assured for 10 years coverage term

Guaranteed & Level Premium

Premium rates are guaranteed and fixed throughout the coverage term.

Is this right for you?

How to decide if this plan is suitable for you?

This is suitable if you want:

✔︎ An affordable life protection plan

✔︎ A plan that provides death and TPD coverage

✔︎ A plan that guarantees the same premium for the rest of your coverage term

This is not suitable if you want:

✖︎ A plan that contains saving & investment elements and participating in our profits

✖︎ A plan that covers hospitalization and medical benefits

What does this plan provide you?

These are the benefits you get when you purchase this plan.

TPD benefit is subject to RM 8 million for all policies on the same life. The TPD benefit will cease when the Life Assured has attained age 70 next birthday.

Important Information

This plan is underwritten by Tokio Marine Life Insurance Malaysia Bhd. All benefits and features herein are subject to terms and conditions of the policy. It is in your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 29 June 2018.

Buying life insurance is a long term commitment. If you surrender the policy in the early years, the amount you get back may be less than amount that you have paid in.

This page has been designed to help you better understand the financial product you are about to purchase. You are advised to read and understand the information provided.

Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.