This is a medical plan that offers you coverage on your medical needs with customisable hospitalization and medical coverage up to age 99 to suit your affordability and needs. Saver and Co-Saver option is available to save up to 30% on the insurance cost of this rider with high annual limit and no lifetime limit. This plan also provides coverage of pregnancy complications and new born reward for your baby.
1 PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS PRODUCT IS SUBJECT TO LIMITATIONS.
Please refer to PIDM’s TIPS Brochure or contact Tokio Marine Life Insurance Malaysia Bhd. or PIDM (visit www.pidm.gov.my).
Here are some reasons why you should consider purchasing iMedicare.
Pregnancy Complication Benefits
This plan offers 15 coverages on pregnancy complications throughout the pregnancy.
New Born Reward
This plan offers New Born Reward of up to RM 1,000 to purchase a new policy for your little one
Alternative Cancer Treatment
You have the option to choose Alternative Cancer Treatment to fight your specific type of cancer.
Outpatient Infectious Disease Coverage
This plan provides coverage for outpatient treatment for dengue fever or Zika virus.
No Claim Bonus
Be rewarded with No Claim Bonus up to a total increase of 50% on Room & Board (R&B) Entitlement if you do not make any claims.
Expert Medical Opinion
With this plan, you can obtain additional medical opinions and best available treatment options from medical experts around the world.
Medical Coverage for Residence Overseas
This plan provides coverage on medical treatment received when you reside or travel outside Malaysia.
No Lifetime Limit
There is no lifetime limit with this plan.
Saver or Co-Saver Option
You can choose Saver 500 or Co-Saver 10% plan to enjoy premium savings without compromising on your coverage.
How to decide if this plan is suitable for you?
This is suitable if you want:
✔︎ A plan that reimburses your hospitalisation and surgical fees
✔︎ A plan that covers you with high annual limit and no lifetime limit
✔︎ A plan that provides you Saver or Co-Saver option to save cost on your medical coverage
✔︎ A plan that covers your alternative way for cancer treatment
✔︎ A plan that provides benefits for pregnancy complications
✔︎ A plan that provides reward for new born
✔︎ A plan that provides you Expert Medical Opinion on your medical condition
This is not suitable if you want:
✖︎ Total and permanent Disability coverage
✖︎ A pure protection coverage
This plan is underwritten by Tokio Marine Life Insurance Malaysia Bhd. All benefits and features herein are subject to terms and conditions of the policy. It is in your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 1st November 2024.
Buying life insurance is a long term commitment. If you surrender the policy in the early years, the amount you get back may be less than amount that you can afford.
Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.
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Embracing freedom with a healthy life.
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