Cancer Shield Plus

Product Literature

Product Brochure

¹The benefit(s) payable under eligible policy is protected by PIDM up to limits.

Please refer to PIDM’s TIPS Brochure or contact Tokio Marine Life Insurance Malaysia Bhd. or PIDM (visit www.pidm.gov.my).

Why is it important to you?

Here are some reasons why you should consider purchasing Cancer Shield Plus.

Coverage for Second Cancer

This plan offers additional coverage* of 15 years after diagnosis of your first Cancer.

*Terms and Conditions apply.

Coverage for Supplementary & Alternative Treatments

Additional reimbursement of up to 1% of the Sum Assured for any cancer-related alternative treatments which are done within 1 year after admission of the first cancer claim. These include supplements, nutrition products, sinseh, homeopathy, herbal therapies, traditional Chinese medicine etc.

Waiver of Premium during Additional Coverage period

All premiums will be waived during Additional Coverage period.

Is this right for you?

How to decide if this plan is suitable for you?

This is suitable if you want:

✔︎ Cancer coverage

✔︎ A sum of money for treatment when diagnosed at an early stage

✔︎ Protection against a relapse and second cancer

✔︎ Reimbursement for complementary and alternative treatments

This is not suitable if you want:

✖︎ A savings plan

✖︎ Total and permanent disability cover

✖︎ To spread your premium payments

What does this plan provide you?

These are the benefits you get when you purchase this plan.

Additional Coverage only applies for 15 years from the next Policy Anniversary after the diagnosis of the First Cancer, subject to not exceeding age 75 years next birthday. The Additional Coverage period only applies if the First Cancer is diagnosed prior to the Policy Anniversary when the Life Assured is 70 years old next birthday. The Additional Coverage only covers the Second Cancer, not CIS nor GSC.
The 5-year Cancer Free Period must be determined by the Life Assured’s treating oncologist(s) or surgeon(s) for the whole duration of the 5-year period including the provision of reports of the medical examinations and investigations performed (‘Objective Medical Evidence’) to objectively confirm the cancer free state. The 5-year Cancer Free Period shall start on the date of completion of treatment of the preceding cancer.
All of the Complementary & Alternative Treatments must be done in Malaysia.

Important Information

This plan is underwritten by Tokio Marine Life Insurance Malaysia Bhd. All benefits and features herein are subject to terms and conditions of the policy. It is in your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 21 August 2014.

Buying life insurance is a long term commitment. If you surrender the policy in the early years, the amount you get back may be less than amount that you have paid in.

Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.

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