TokioMarine-iRich Premier / TokioMarine-iRich

Product Literature

Product Brochure

¹PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS POLICY IS SUBJECT TO LIMITATIONS.

² The benefit(s) payable under iCashGain/ iCashGain Premier is protected by PIDM up to limits.

Please refer to PIDM’s TIPS Brochure or contact Tokio Marine Life Insurance Malaysia Bhd. or PIDM (visit www.pidm.gov.my).

Why is it important to you?

Here are some reasons why you should consider purchasing TokioMarine-iRich Premier & iCashGain Premier / TokioMarine-iRich & iCashGain.

High Annual Guaranteed Cash Payment

Enjoy yearly GCP starting from the end of the 1^st policy year with iCashGain Premier / iCashGain. iCashGain Premier enjoys GCP Booster, where there will be a payment of double GCP for every 10^th policy year.

GCP and GCP Booster will be reinvested into your selected investment-linked funds wealth growth.

High Non-Medical Limit

No medical check-up is required for coverage up to RM 4 million, subject to your age, health condition and plan choice.

Financially Protected

Designed to protect you against Death or TPD, while growing your wealth.

Lump sum payout at Maturity

Total Fund Value is payable upon maturity. TokioMarine-iRich Premier enjoys Loyalty Bonus on top of Fund Value upon maturity.

Potential Investment Gain

Invest into professionally managed fund(s) for potential gain.

Is this right for you?

How to decide if this plan is suitable for you?

This is suitable if you want:

✔︎ Combination of both Savings and Protection

✔︎ Limited premium payment terms

This is not suitable if you want:

✖︎ High protection coverage

✖︎ Medical coverage

What does this plan provide you?

These are the benefits you get when you purchase this plan.

Maximum amount payable for TPD is RM 8 million per life. TPD benefit will cease at the policy anniversary immediately following the Life Assured has attained age 70 years old next birthday.
Maximum additional amount payable for Accidental Death is RM 2 million per life for Life Assured age 16 next birthday and below, and RM10 million per life for Life Assured age 17 to 70 next birthday. The accidental death benefit will cease at the policy anniversary immediately following the Life Assured has attained age 70 years old next birthday.

We've got you covered

You may attach additional riders to enhance your protection.

iLife Waiver Rider

Premium payable will be waived upon diagnosis of any covered critical illnesses of the Life Assured.

iPayor Waiver Rider

Premium payable will be waived upon death, TPD or diagnosed of any covered critical illnesses of the Policy Owner.

Important Information

This plan is underwritten by Tokio Marine Life Insurance Malaysia Bhd. All benefits and features herein are subject to terms and conditions of the policy. It is in your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 11 August 2023.

Buying life insurance is a long term commitment. If you surrender the policy in the early years, the amount you get back may be less than amount that you have paid in.

Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.