This policy covers loss of money belonging to you which includes:

• In transit due to robbery, theft, or any unforeseen event
• From your premises during business hours due to theft or robbery
• Within safe or strong room due to theft or robbery

This list is non-exhaustive. Please refer to our policy contract for the full list of exclusions under this policy.

✖︎ War, strikes, riots, civil commotion and related risks

✖︎ Any act of terrorism

✖︎ Confiscation or destruction by or under the order of any Government or Public Authority

✖︎ Forged bank or currency notes

✖︎ Shortage due to error, omissions or accounting errors

✖︎ Unattended vehicles

✖︎ Use of duplicate keys unless they are obtained by threat or violence

✖︎ Depreciation in value

✖︎ Any consequential loss whatsoever

✖︎ Losses arising from ionizing radiations or contamination by radioactivity from any nuclear fuel, nuclear waste or any nuclear weapons material