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What is Mikro Pelindungku Insurance?
This insurance covers death due to accident, hospitalization, exposure to dengue fever, and also funeral compensation due to accidents or illness.
Product Information
Plan Overview
- Coverage period
- 12 months (1 year)
- Age Limit
- 1 – 65 years old (for renewal max. up to 70 years old)
What it gives you
Features of Mikro Pelindungku Insurance
Covers the Participants from losses against risks of:
Accidental death
Accidental death experienced to the Participant, except for an accident due to suicide or committing a crime/against the law.
Hospitalization due to accident
If during the coverage period, the Participant has to be hospitalized due to bodily injury due to an accident, the Participant will receive compensation of IDR 100,000,- (one hundred thousand rupiah) per day, up to a maximum of 7 (seven) days for each event of bodily injury due to an accident.
Sick of Dengue Fever
If the Participant is infected with dengue fever, the Participant will receive direct compensation of IDR 1.000.000,- (one million rupiah) which is valid 1 (one) time in the insurance period for 12 (twelve) months. The dengue fever must be proven by the results of a blood test from the laboratory and a certificate from the Doctor who examined the Participant and stated that the Participant was suffering from dengue fever. The waiting period is 5 (five) calendar days from the start of the insurance period. During the waiting period, the coverage of dengue fever insurance coverage stated in this insurance is not valid.
Funeral compensation due to accident or sickness
- If during the insurance period, the Participant suffers bodily injury and illness that causes death, the Insurance Company will pay the Participant for funeral compensation.
1.1 If the Participant dies due to an accident, the Heirs will receive 2 (two) types of compensation, namely:
1.1.1 Compensation for death due to accident is IDR 20,000,000, - (twenty million rupiah).
1.1.2 Compensation for the funeral of IDR 1.000.000,- (one million rupiah).
1.2 If the Participant dies due to illness, the Heirs will receive one type of compensation, namely compensation for funerals in the amount of IDR. 1.000.000,- (one million rupiah)
How much the premium is
IDR 40,000,- per Participant
What we don’t cover
We do not cover for loss or liability directly or indirectly caused by or arising from or in connection with:
1. Any losses occurs because the Participant commits a suicide or commits a criminal act/fights the law;
2. Claims are submitted using false documents or evidence, bad faith, lies, or deception to obtain Compensation payments, or;
3. Accidents occur before the start date of Mikro Pelindungku Insurance policy period or after the expiration date of Mikro Pelindungku Insurance policy period.
Important information
This is general information and is not an insurance contract/agreement. Detail terms and conditions will be referred to the policy. It is crucial that you read and understand the policy's terms and conditions well.
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